American Association of Individual Investors Web site
MISSION
STATEMENT
"Investing Pathways" is an educational site designed to benefit persons who would like an introduction to investing.

The 150,000 members of the American Association of Individual Investors (AAII) welcome you to this unique site covering: investing basics, asset allocation, and financial planning strategies.



The American Association of Individual Investors presents InvestingPathways.com, a unique site containing the education and guidance you need to become a better investor. We focus on investing basics, personal finance, and the fundamentals of asset allocation.
FEATURED ARTICLE

A Key to a Lasting Retirement Portfolio

If you're retired—or nearing it—ensuring that your retirement investment portfolio lasts your lifetime is critical. And that's not easy because by nature the stock market is volatile. What if a market downturn takes a bite out of your investment portfolio?

While you cannot completely control the market's impact on your portfolio, there are things you can control that can also make a signifi cant difference in how long your portfolio may last. One: your withdrawal rate from your portfolio. The amount you take can directly impact how long your assets could last in retirement.

But what about in difficult markets? At Fidelity, we still believe in inflation-adjusted withdrawal rates of no more than 4% to 5% a year for individuals who retire at age 65. That's because we did the analysis using our Retirement Income Planner and an infl ation-adjusted withdrawal rate of more than 5% steeply increased the risk of depleting retirement savings during an investor's lifetime. We also ran some further analysis to determine the influence of different market environments.

» Continue to Full Article



© 2018 Copyright American Association of Individual Investors